Financial Services Sector – STANBIC Tops on ROE as NESF Tops on EPS

Proshare

Wednesday, February 6, 2019 6:30AM /Proshare Research


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The financial services sector is one of the most active sectors among NSE Sectors.

A cursory review of the EPS ratio of the financial services sector reveals that NESF tops based on EPS and closely followed by STANBIC and GUARANTY while INTENEGINS  and UNIC lead otherwise with negative EPS. 

Company

Last Price

Change

% Change

Quarter

Year End

EPS

NESF

552.2

0

0

Audited

31/03/2017

136.2

STANBIC

46

0

0

Q3

30/09/2018

5.84

GUARANTY

33.8

-0.9

-2.59

Q3

30/09/2018

4.83

ZENITHBANK

22.7

0.15

0.67

Q3

30/09/2018

4.59

ETI

14.25

0

0

Q3

30/09/2018

4.4

ACCESS

7.05

-0.35

-4.73

Q3

30/09/2018

2.17

FBNH

7.9

0.3

3.95

Q2

30/06/2018

0.93

CUSTODYINS

3.93

0.18

4.8

Q3

30/09/2018

0.88

FIDELITYBK

1.94

0.04

2.11

Q3

30/09/2018

0.62

UBN

5.6

0

0

Q3

30/09/2018

0.51

DEAPCAP

0.44

0

0

Audited

30/09/2014

0.33

NEM

2.78

0.25

9.88

Q3

30/09/2018

0.3

FCMB

1.65

-0.08

-4.62

Q2

30/06/2018

0.29

STERLNBANK

1.82

0.01

0.55

Q3

30/09/2018

0.28

AIICO

0.65

-0.02

-2.99

Q3

30/09/2018

0.26

MANSARD

2

0

0

Q3

30/09/2018

0.25

AFRIPRUD

3.63

0.11

3.13

Q1

31/03/2018

0.23

UNITYBNK

0.96

0.08

9.09

Q3

30/09/2017

0.21

UBCAP

2.8

0

0

Q1

31/03/2018

0.21

NPFMCRFBK

1.5

0

0

Q2

30/06/2018

0.21

CONTINSURE

1.85

0

0

Q3

30/09/2018

0.17

LAWUNION

0.55

0

0

Q3

30/09/2018

0.15

GNI

0.5

0

0

Q3

30/09/2018

0.11

MBENEFIT

0.2

0

0

Q2

30/06/2018

0.08

LASACO

0.3

-0.02

-6.25

Q3

30/09/2018

0.07

SOVRENINS

0.2

0

0

Q2

30/06/2018

0.07

PRESTIGE

0.47

0

0

Q3

30/09/2018

0.07

DIAMONDBNK

1.5

0.13

9.49

Q3

30/09/2018

0.07

WEMABANK

0.59

0.01

1.72

Q3

30/09/2018

0.07

REGALINS

0.2

-0.01

-4.76

Q2

30/06/2018

0.04

FORTISMFB

2.58

0

0

Q3

30/09/2017

0.03

ROYALEX

0.2

-0.01

-4.76

Q3

30/09/2018

0.03

STDINSURE

0.2

0

0

Q3

30/09/2018

0.03

HMARKINS

0.3

0

0

Q2

30/06/2018

0.02

CORNERST

0.2

0

0

Q2

30/06/2018

0.02

ASOSAVINGS

0.5

0

0

Audited

31/12/2013

0.01

NIGERINS

0.24

0

0

Q1

31/03/2018

0.01

LINKASSURE

0.61

0.05

8.93

Q3

30/09/2018

0.01

JAIZBANK

0.48

-0.02

-4

Q3

30/09/2018

0.01

UNITYKAP

0.25

0

0

Q3

30/09/2018

0.01

WAPIC

0.42

0.02

5

Q2

30/06/2018

0

RESORTSAL

0.5

0

0

Q3

30/09/2015

0

UNIVINSURE

0.2

0

0

Q3

30/09/2018

0

OMOSAVBNK

0.9

0

0

Q2

30/06/2018

0

UBA

7.85

0.35

4.67

Q3

30/09/2018

0

STACO

0.48

0

0

Audited

31/12/2017

-0.01

GUINEAINS

0.25

0

0

Q3

30/09/2018

-0.02

ABBEYBDS

0.98

-0.08

-7.55

Q3

30/09/2018

-0.02

EQUITYASUR

0.23

0

0

Q3

30/09/2018

-0.03

UNHOMES

3.02

0

0

Q3

30/09/2015

-0.07

GOLDINSURE

0.53

-0.02

-3.64

Audited

31/12/2015

-0.08

AFRINSURE

0.2

0

0

Q3

30/09/2017

-0.11

UNIC

0.2

0

0

Audited

31/12/2014

-0.26

INTENEGINS

0.38

0

0

Q3

30/09/2016

-0.5

Source: NSE, Proshare MARKETS

Source: Proshare MARKETS

A review of the PE Ratio of the financial services sector revealed that UNIVINSURE and RESORTSAL top the table while UNHOMES and ABBEYBDS lead otherwise with negative figures.

Company

Last Price

Change

% Change

Quarter

Year End

PE Ratio

UNIVINSURE

0.2

0

0

Q3

30/09/2018

3791.47

RESORTSAL

0.5

0

0

Q3

30/09/2015

165.32

WAPIC

0.42

0.02

5

Q2

30/06/2018

90.79

FORTISMFB

2.58

0

0

Q3

30/09/2017

80.04

JAIZBANK

0.48

-0.02

-4

Q3

30/09/2018

69.09

LINKASSURE

0.61

0.05

8.93

Q3

30/09/2018

58.1

UNITYKAP

0.25

0

0

Q3

30/09/2018

36.67

ASOSAVINGS

0.5

0

0

Audited

31/12/2013

35.52

NIGERINS

0.24

0

0

Q1

31/03/2018

22.06

DIAMONDBNK

1.5

0.13

9.49

Q3

30/09/2018

21

AFRIPRUD

3.63

0.11

3.13

Q1

31/03/2018

15.75

UBCAP

2.8

0

0

Q1

31/03/2018

13.4

HMARKINS

0.3

0

0

Q2

30/06/2018

12.14

UBN

5.6

0

0

Q3

30/09/2018

10.98

CONTINSURE

1.85

0

0

Q3

30/09/2018

10.62

NEM

2.78

0.25

9.88

Q3

30/09/2018

9.17

CORNERST

0.2

0

0

Q2

30/06/2018

9.15

WEMABANK

0.59

0.01

1.72

Q3

30/09/2018

8.61

FBNH

7.9

0.3

3.95

Q2

30/06/2018

8.46

MANSARD

2

0

0

Q3

30/09/2018

7.94

STANBIC

46

0

0

Q3

30/09/2018

7.88

STDINSURE

0.2

0

0

Q3

30/09/2018

7.64

NPFMCRFBK

1.5

0

0

Q2

30/06/2018

7.18

GUARANTY

33.8

-0.9

-2.59

Q3

30/09/2018

6.99

ROYALEX

0.2

-0.01

-4.76

Q3

30/09/2018

6.49

PRESTIGE

0.47

0

0

Q3

30/09/2018

6.43

STERLNBANK

1.82

0.01

0.55

Q3

30/09/2018

6.39

FCMB

1.65

-0.08

-4.62

Q2

30/06/2018

5.71

ZENITHBANK

22.7

0.15

0.67

Q3

30/09/2018

4.94

REGALINS

0.2

-0.01

-4.76

Q2

30/06/2018

4.68

UNITYBNK

0.96

0.08

9.09

Q3

30/09/2017

4.58

CUSTODYINS

3.93

0.18

4.8

Q3

30/09/2018

4.49

GNI

0.5

0

0

Q3

30/09/2018

4.46

NESF

552.2

0

0

Audited

31/03/2017

4.05

LASACO

0.3

-0.02

-6.25

Q3

30/09/2018

4.05

LAWUNION

0.55

0

0

Q3

30/09/2018

3.62

ACCESS

7.05

-0.35

-4.73

Q3

30/09/2018

3.24

ETI

14.25

0

0

Q3

30/09/2018

3.24

FIDELITYBK

1.94

0.04

2.11

Q3

30/09/2018

3.15

SOVRENINS

0.2

0

0

Q2

30/06/2018

2.73

AIICO

0.65

-0.02

-2.99

Q3

30/09/2018

2.47

MBENEFIT

0.2

0

0

Q2

30/06/2018

2.45

DEAPCAP

0.44

0

0

Audited

30/09/2014

1.33

UNIC

0.2

0

0

Audited

31/12/2014

-0.76

INTENEGINS

0.38

0

0

Q3

30/09/2016

-0.76

AFRINSURE

0.2

0

0

Q3

30/09/2017

-1.88

GOLDINSURE

0.53

-0.02

-3.64

Audited

31/12/2015

-6.89

EQUITYASUR

0.23

0

0

Q3

30/09/2018

-7.72

GUINEAINS

0.25

0

0

Q3

30/09/2018

-11.44

STACO

0.48

0

0

Audited

31/12/2017

-41.81

ABBEYBDS

0.98

-0.08

-7.55

Q3

30/09/2018

-43.01

UNHOMES

3.02

0

0

Q3

30/09/2015

-43.69

OMOSAVBNK

0.9

0

0

Q2

30/06/2018

0

UBA

7.85

0.35

4.67

Q3

30/09/2018

0

Source: NSE, Proshare MARKETS

Source: Proshare MARKETS

STANBIC tops financial services sector on Return on Equity (RoE) ratio, while UNIC recorded the least ratio with a negative figure.

Company

Last Price

Change

% Change

PAT (mln)

Net Assets (mln)

% ROE

STANBIC

46

0

0

59,757.00

218,657.00

0.27

GUARANTY

33.8

-0.9

-2.59

142,224.00

534,296.00

0.27

INTENEGINS

0.38

0

0

-641.81

-2,756.00

0.23

ZENITHBANK

22.7

0.15

0.67

144,179.00

777,904.00

0.19

NEM

2.78

0.25

9.88

1,601.00

10,829.00

0.15

AIICO

0.65

-0.02

-2.99

1,823.00

13,552.00

0.13

ACCESS

7.05

-0.35

-4.73

62,911.00

472,683.00

0.13

CUSTODYINS

3.93

0.18

4.8

5,147.00

39,403.00

0.13

ETI

14.25

0

0

75,718.00

619,643.00

0.12

MANSARD

2

0

0

2,645.00

25,700.00

0.1

SOVRENINS

0.2

0

0

611.9

6,084.00

0.1

NPFMCRFBK

1.5

0

0

477.8

4,807.00

0.1

NESF

552.2

0

0

101.6

1,050.00

0.1

FIDELITYBK

1.94

0.04

2.11

17,857.00

192,387.00

0.09

GOLDINSURE

0.53

-0.02

-3.64

-350.21

-4,246.00

0.08

UBCAP

2.8

0

0

1,254.00

15,764.00

0.08

STERLNBANK

1.82

0.01

0.55

8,205.00

106,167.00

0.08

LAWUNION

0.55

0

0

521.79

6,809.00

0.08

MBENEFIT

0.2

0

0

653.65

8,564.00

0.08

CONTINSURE

1.85

0

0

1,807.00

24,061.00

0.08

AFRIPRUD

3.63

0.11

3.13

460.9

6,644.00

0.07

GNI

0.5

0

0

429.08

6,397.00

0.07

LASACO

0.3

-0.02

-6.25

542

8,354.00

0.06

STDINSURE

0.2

0

0

314.02

5,330.00

0.06

REGALINS

0.2

-0.01

-4.76

284.78

5,261.00

0.05

OASISINS

0.5

0

0

179.21

3,371.00

0.05

PRESTIGE

0.47

0

0

403.38

7,893.00

0.05

WEMABANK

0.59

0.01

1.72

2,644.00

51,982.00

0.05

FBNH

7.9

0.3

3.95

33,500.00

660,204.00

0.05

UBN

5.6

0

0

14,857.00

293,451.00

0.05

CORNERST

0.2

0

0

322.04

7,686.00

0.04

ASOSAVINGS

0.5

0

0

207.51

5,330.00

0.04

FCMB

1.65

-0.08

-4.62

5,726.00

177,014.00

0.03

UNITYBNK

0.96

0.08

9.09

2,448.00

84,016.00

0.03

HMARKINS

0.3

0

0

148.27

5,197.00

0.03

ROYALEX

0.2

-0.01

-4.76

111.19

5,537.00

0.02

FORTISMFB

2.58

0

0

73.71

4,129.00

0.02

JAIZBANK

0.48

-0.02

-4

204.71

13,884.00

0.01

UNITYKAP

0.25

0

0

94.55

7,988.00

0.01

RESORTSAL

0.5

0

0

34.27

2,921.00

0.01

NIGERINS

0.24

0

0

84.18

7,482.11

0.01

DIAMONDBNK

1.5

0.13

9.49

1,654.00

221,615.00

0.01

UNHOMES

3.02

0

0

-67.51

-14,604.70

0

LINKASSURE

0.61

0.05

8.93

84

19,634.00

0

WAPIC

0.42

0.02

5

61.91

17,907.00

0

UNIVINSURE

0.2

0

0

0.84

9,498.00

0

OMOSAVBNK

0.9

0

0

0

2,655.00

0

UBA

7.85

0.35

4.67

0

509,286.00

0

ABBEYBDS

0.98

-0.08

-7.55

-95.71

6,104.00

-0.02

STACO

0.48

0

0

-107.24

3,655.00

-0.03

GUINEAINS

0.25

0

0

-134.23

3,244.00

-0.04

EQUITYASUR

0.23

0

0

-416.99

3,860.00

-0.11

DEAPCAP

0.44

0

0

494.86

-2,606.00

-0.19

AFRINSURE

0.2

0

0

-2,187.00

3,235.00

-0.68

UNIC

0.2

0

0

-681.97

932.15

-0.73

Source: NSE, Proshare MARKETS

urce: Proshare MARKETS

NESF tops financial services sector’s PAT Margin as GUARANTY follows on the ladder, while UNIC and AFRINSURE recorded the least percentage figure.

Company

Last Price

Change

% Change

PAT (mln)

Turnover (mln)

% PAT Margin

NESF

552.2

0

0

101.6

146.47

69.37

GUARANTY

33.8

-0.9

-2.59

142,224.00

237,545.00

59.87

UBCAP

2.8

0

0

1,254.00

2,203.00

56.92

DEAPCAP

0.44

0

0

494.86

883.48

56.01

AFRIPRUD

3.63

0.11

3.13

460.9

957.8

48.12

ZENITHBANK

22.7

0.15

0.67

144,179.00

339,063.00

42.52

STANBIC

46

0

0

59,757.00

168,801.00

35.4

NPFMCRFBK

1.5

0

0

477.8

1,977.00

24.17

ACCESS

7.05

-0.35

-4.73

62,911.00

274,497.00

22.92

GNI

0.5

0

0

429.08

2,933.00

14.63

LAWUNION

0.55

0

0

521.79

3,601.00

14.49

CUSTODYINS

3.93

0.18

4.8

5,147.00

36,273.00

14.19

OASISINS

0.5

0

0

179.21

1,311.00

13.67

ETI

14.25

0

0

75,718.00

572,658.00

13.22

FIDELITYBK

1.94

0.04

2.11

17,857.00

139,001.00

12.85

NEM

2.78

0.25

9.88

1,601.00

12,561.00

12.75

UBN

5.6

0

0

14,857.00

122,196.00

12.16

CONTINSURE

1.85

0

0

1,807.00

16,237.00

11.13

PRESTIGE

0.47

0

0

403.38

3,799.00

10.62

STDINSURE

0.2

0

0

314.02

3,420.00

9.18

MANSARD

2

0

0

2,645.00

28,949.00

9.14

STERLNBANK

1.82

0.01

0.55

8,205.00

93,596.00

8.77

SOVRENINS

0.2

0

0

611.9

7,130.00

8.58

REGALINS

0.2

-0.01

-4.76

284.78

3,414.00

8.34

MBENEFIT

0.2

0

0

653.65

8,816.00

7.41

LASACO

0.3

-0.02

-6.25

542

7,797.00

6.95

FCMB

1.65

-0.08

-4.62

5,726.00

83,925.00

6.82

RESORTSAL

0.5

0

0

34.27

502.66

6.82

WEMABANK

0.59

0.01

1.72

2,644.00

38,888.00

6.8

AIICO

0.65

-0.02

-2.99

1,823.00

27,675.00

6.59

NIGERINS

0.24

0

0

84.18

1,294.00

6.51

CORNERST

0.2

0

0

322.04

7,103.54

4.53

HMARKINS

0.3

0

0

148.27

3,893.00

3.81

UNITYBNK

0.96

0.08

9.09

2,448.00

65,027.00

3.76

JAIZBANK

0.48

-0.02

-4

204.71

5,504.00

3.72

UNITYKAP

0.25

0

0

94.55

2,680.00

3.53

FORTISMFB

2.58

0

0

73.71

2,741.00

2.69

ASOSAVINGS

0.5

0

0

207.51

9,041.00

2.3

LINKASSURE

0.61

0.05

8.93

84

4,540.00

1.85

DIAMONDBNK

1.5

0.13

9.49

1,654.00

107,998.00

1.53

WAPIC

0.42

0.02

5

61.91

6,967.00

0.89

ROYALEX

0.2

-0.01

-4.76

111.19

13,038.00

0.85

UNIVINSURE

0.2

0

0

0.84

808.7

0.1

FBNH

7.9

0.3

3.95

33,500.00

 

0

OMOSAVBNK

0.9

0

0

0

229

0

UBA

7.85

0.35

4.67

0

268,937.00

0

STACO

0.48

0

0

-107.24

5,701.00

-1.88

ABBEYBDS

0.98

-0.08

-7.55

-95.71

982.45

-9.74

GUINEAINS

0.25

0

0

-134.23

938.99

-14.3

GOLDINSURE

0.53

-0.02

-3.64

-350.21

2,405.00

-14.56

EQUITYASUR

0.23

0

0

-416.99

2,528.00

-16.5

SKYEBANK

0.77

0.03

4.05

-40,726.00

127,908.00

-31.84

UNHOMES

3.02

0

0

-67.51

197.84

-34.12

INTENEGINS

0.38

0

0

-641.81

1,611.00

-39.84

AFRINSURE

0.2

0

0

-2,187.00

5,105.00

-42.84

UNIC

0.2

0

0

-681.97

58

-1,175.81

Source: NSE, Proshare MARKETS

 

Do feel free to share your opinions/observations and feedback with us vide content@proshareng.com and/or research@proshareng.com

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Proshare Nigeria Pvt. Ltd.

 

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