Five Quick and Easy Ways to Take the Financial Pressure Off

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Wednesday, October 09, 2019 04:00PM / Sponsored Post / Pete McAllister / Header Image Credit: osboncapital.com

 

Struggling financially can have a detrimental effect on all areas of our lives, as well as those of our dependents. Continue reading for five quick and easy ways to take the financial pressure off yourself for a little while. These ways are not long-term solutions, but ought to offer some support in your hour of need.

 

Sell

In this day and age, it is all too common to hoard things we simply do not need just in case we might find a use for them in a few months’ time. However, this is not the best way to live. Periodically going through all of your home and choosing things to sell on to others who will use the items is a great way of making a bit of extra money. Online auctions used to be one of the best ways to make money. Now, with the increasing popularity of Facebook Marketplace and selling groups, this might be your best option.

 

Cancel

It is common these days to sign up to things we feel are going to enhance our lives. Amazon Prime, for example, where the delivery is usually next day, plus a huge range of movies and TV programs. However, do you actually need them or just want them? Cancelling subscriptions like these, as well as Spotify and Netflix, could save you a large amount of money each month. Go through your most recent bank statements and analyze which are value for money and which you could happily cancel.

 

Borrow

If you have a car and would be happy to take out a loan against it, check out what offers are available for you. Places like Jacksonville auto title loan lender can give you good deals, so it is certainly worth checking it out. Furthermore, it would be worth having a chat to your bank to see if they have a way of your borrowing to help tide things over. Always check the small print to ensure you are not going to be paying back an extortionate amount of interest each month thus leaving you in a more challenging position than you originally were.

 

Work

Are you being paid enough for the role you undertake? If you have not received a pay rise in a while, chat to your boss and see whether or not there is room for moving up on the pay scale. There is always the option of moving elsewhere if you feel you are not being treated fairly. If you are happy where you currently work, why not consider taking on a second job? There are plenty of options for working from home, which could make things easier for you. Alternatively, evening shifts at a local bar could bring in a lot when you add in the tips you receive.

 

Plan

Planning ahead can really help to reduce the amount we spend unnecessarily. Knowing which meals you are going to eat each day for the week ensures that you do not overbuy and are left with a lot less waste at the end of the week. Having a calendar onto which you add special occasions where you are going to need to pay out more money than usual, for example, a birthday meal out, will help you to budget accordingly too.

 

 

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