Savings, Thrift & Investment | |
Savings, Thrift & Investment | |
2248 VIEWS | |
![]() |
Sunday, March 22, 2020 /
06:00PM / Proshare Business / Header Image Credit: EcoGraphics
Executive Summary
"[Childs] don't remember what you try to teach them. They remember what you are."
- Jim Henson, It's Not Easy Being Green: And Other
Things to Consider
A wedding is an event, marriage a journey, and
child-nurturing a commitment. Children are the salt of the earth, their
innocence, bravery and untainted perspective of life untouched by the biases
and melancholy that life imposes on adults makes them representatives of the
best of mankind. It is for this reason, that parents need to do their best to
raise children with a healthy appreciation of a life unconstrained by the
shades of religious intolerance, ethnic profiling and fear that make adults
less enviable representatives of humankind.
The nurturing responsibilities of parents is perhaps
the most critical and yet most underappreciated aspect of family. The home is
more than a house filled with people, it is a complex social process of raising
human beings with aspirations of greatness, emotional intelligence and
intellectual integrity. The home is an incubator for an increasingly improved
human race. It is this understanding that makes the home the centre of human
advancement and child-rearing the noblest of the roles of a family.
Several prevalent global challenges ranging from
religious bigotry, terrorism, racism, sexism and general intolerance arise from
homes where the moulding of children's perspectives of life have been tainted
by the wrong and damaging social values, religious perspectives and racial
bias. The Christian Holy Bible captures the point succinctly when it notes in Proverb
22:6, "Train up a child in the
way he should go; even when he is old, he will not depart from it". Proverb
29:17 further points out that, "Discipline
your children, and they will give you peace; they will bring you the delights
you desire". The Muslim Holy Quran also emphasises the need for children to
be raised properly with a clear understanding that nations are not built on
what adults know but on what children envision, according to Surah Al Tur verse 21, "And those who believe and whose families
follow them in Faith, - to them shall We join their families: Nor shall We
deprive them (of the fruit) of aught of their works: (Yet) is each individual
in pledge for his deeds".
Raising children is, therefore, a task parents must treat with diligence, sensitivity and responsibility. It is from this perspective that this report is designed to assist parents and would-be parents in navigating the delicate process of moulding the lives of children given the family as trust from God. Each child is a unique responsibility that requires patience, planning, love and wisdom.
Part
one of the report deals with the initial thrills and
twists of motherhood. This part deals with the planning of a family by a new
couple. It represents the foundation of a productive long term union between a
man and woman, and marks the critical milestone for stability and peace in the
home. At the point of planning a wedding couples must be prepared to plan the
marriage which is the journey rather than the event of a wedding. The couple
must be prepared for the conception, prenatal and child care needs of the new
member of the nuclear home. It is usually shabby attention to the early details
of preparing for children that leads to marital distress and sometimes divorce.
Part
two of the report establishes the nexus between motherly
love and parental planning. The pleasures of motherhood are typically mixed
with its concerns, anxieties and pressure.
An effective support system is critical to new couples coping with the
sudden challenges posed by a new baby in the family, work schedules get
disrupted, sleep gets banished and the general care and attention for the baby
shifts intimacy between the man and woman. These are periods in a marriage that
require careful organisation and commitment to a programme to avoid irritation,
dispute and discord. The management of support systems is vital to the stability
of a young family and this section assists young couples in getting a hold of
the issues and arranging schedules that could prove effective in mitigating the
common frustrations and irritations that accompany the unexpected
disorganisation of plans that come with parenting.
Whether mothers are
stay-at-home mums or working-mums the challenges remain and must be attended to
quickly and efficiently. Even in the case of single mums the birth of a child
is a mixture of pleasure and pain and require support systems that help the
mother cope with the myriad matters that guarantee that the child grows up
heathy and safe.
The third part of the
report (Part three) provides
practical steps to handling the financing of the child nurturing process. The
report details how best couples can arrange their streams of working cash flows
to meet the various additional expenses that come about from becoming parents.
The financing requirements start from the pre-natal stage to the post delivery
period and the subsequent needs of the child as she or he grows and integrates
with society through interactions with peers at crèches and at homes. The
financing of the different stages of a child's evolution is just as important
as the commitment to marriage and keeping a long-lasting fraternal partnership
between husband and wife.
The successful
nurturing of a child or children is the hallmark of the union of a man and
woman. The empire of a couple is not brick and mortar but social relevance that
emerges from the quality of people that are products of their union.
Watch Video
Previous
Personal Finance Series
1.
#PFSeries1 - Wedding-Marriage:
Between an Event and A Journey
2.
#PFSeries3 - Investing in
Peace of Mind: Focus on Insurance
Related Links on Savings &
Investment & Childcare
1. How Wealthy Do You Want Your Child To Be?
2.
Zenith Bank offers ZECA
Education Loan for Children
3. How To Build An Education Fund For Your [Unborn]
Child[ren]
4. The Value of Girl-Child Education in Nigeria
5. The Nigerian parenting style and its influence on the
child
6.
Wise Investments – Nurture Your Children: The Peter
& Paula Imafidon Story
7.
Wedding Finance -
Understanding the Event but Retaining the Vision
8.
The Seven Shades of a
Nigerian Wedding - From Bliss to Responsibility
9.
Wedding-Marriage:
Between an Event and A Journey
10. Saving for Raining
Days: Why, How and When?
11.
Debt Management Tips to
Gain Financial Freedom
12. Five Quick and Easy
Ways to Take the Financial Pressure Off
13. How to Save Money for
Investment
14. Cowrywise Is Pioneering
An Inclusive Pan-African Investment Project
15. Overcoming Barriers to
a Savings Culture
16. Recession, Personal
Income and Planning
17. The Power of Financial
Planning for a Typical Nigerian - Part 2
18. The Power of Financial
Planning for a Typical Nigerian - Part 1