Business Summary Management Board of Directors Joint Auditors Company Registrar Subsidiaries/Associates Capital Structure

   UBN

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Index: 36817.75 -90.06 -0.24%
Business Summary Management Board of Directors Company Secretary Company Registrars Subsidiaries/Associates Joint Auditors Quote Login
Sector:
Financial Services
Sub-Sector:
Banking
Listing Date:
1970
End of Accounting Year:
31 Dec
Share Outstanding:
16,935,806,471.00
NSE code
UBN
AGM Date:
30-09-2011


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No. Of Deals:   77.00

Volume Traded:   506,067.00

Value Traded:    4,911,695.44

52 Weeks High:  10.40

52 Weeks Low:    3.01

Open Price:    9.72

Close Price:    9.70

High Price:    9.72

Low Price:    9.70

Year To Date Appreciation:   -37.42 

 

1 Week Change (%)

1 Month Change (%)

6 Months Change (%)

1 Year Change (%)

UBN

2.97

2.11

32.88

149.36

NSE All-share Index

2.4

11.59

39.97

65.03

Quarterly Results For UBN

30th April, 2013: Audited Results for the Period Ending 31-Dec-2012


Values
2012 N'm
2011 N'm
% Change
Profit & Loss Information
Gross Earnings
112,794
85,101
32.54%
Profit Before Tax
9,060
-107,684
-108.41%
Taxation
-1,685
25,133
-106.7%
Profit Or Loss After Tax
7,375
-82,551
-108.93%
Balance Sheet Information
Fixed Assets
48,466
50,533
-4.09%
Loans & Advances
164,931
166,172
-0.75%
Cash & Bank Balances
200,260
239,013
-16.21%
Deposits
567,555
563,187
0.78%
Net Assets
194,398
199,372
-2.49%
  VALUATION MEASURES
Market Cap :
164,277,322,768.70
EPS:
0.44
P/E:
22.27
Book Value :
N/A
Book Value Per Share :
N/A
Price/Book
N/A
  FINANCIAL HIGHLIGHTS
  Fiscal
Fiscal Year End
31 Dec
Most Recent Quarter
Audited Result
  Profitability
Profit Before Tax Margin
8.03
Profit After Tax Margin
6.54
Profit Before Tax Growth
-108.41
Profit After Tax Growth
-108.93
  Management Effectiveness
Return On Assets
0.01
Return On Equity
0.04


  INCOME STATEMENT
Revenue:
N112,794.00(mln)
Revenue Per Share :
6.66
Revenue Growth :
32.54%
   Balance Sheet
Total Cash
200,260.00
Shareholder Fund Growth
-2.49%
Loan Growth
-0.75%
Deposit Growth
0.78%
Fixed Asset Growth
-4.09%
  Dividends & Splits
Dividend:
1.5 (2001-07-23)
Bonus Declared
1 for 3 (2001-07-23)
  TRADING INFORMATION
  Stock Price History
52-week Change:
149.36%
52-week Change
(relative to NSE Index)
65.03%
52-Week High:
10.40
52 Week Low :
3.01
50-Day Moving Average :
9.76
200-Day Moving Average:
8.12
  Share Statistics
Ave. Volume (3 month):
1,634,156.28
Ave. Volume (10 days):
936,024.30
Shares Outstanding:
16,935,806,471.00
Daily Volume
506,067.00


Union Bank Plc
Balance Sheet as at 31st December 2009
Assets employed
2009
2008
Cash and short term funds
71,865
46,956
Treasury Bills
Due from other banks
218,826
437,273
Bills discounted
59,278
94,495
Trading securities
100,898
82,165
Managed funds
9,339
4,000
Long term investment
32,687
28,623
Investment in subsidiaries and associated companies
84
84
Loans and advances
421,473
258,959
Advances under finance lease
5,465
4,143
Deferred tax assets
Other Assets
247,580
129,766
Investment properties
14,014
12,958
Equipment on lease
161
Fixed assets
57,127
29,468
Total Assets
1238797
1128890
Financed by
Deposits, current & other accounts
772,127
682,309
Due to other banks
148,832
196,928
Managed funds
9,339
4,000
Tax payable
6,527
5,707
Deferred tax
5,399
4,721
Dividend
309
309
Other liabilities
228,088
108,567
Liabilities for administrative funds
9
20
Insurance funds
659
507
Life insurance fund
738
559
1172027
1003627
CORE CAPITAL
Fixed assets revaluation reserve
32,827
116,805
Equities equalization reserve
862
Shareholders funds
58,826
119,160
Minority interest
7,944
6,103
66770
125263
Total Liabilities
1238797
1128890
Contingent Liabilities
91123
86855
PROFIT AND LOSS ACCOUNTS
For the year ended 31 December 2009
Gross Earnings
147319
112988
(Loss)/profit before taxation
-67,006
33,012
(Loss)/profit after taxation
-72,854
26,855
Profit after taxation & minority interest
-72,521
25,739
Dividend
11,580
Per 50 kobo share data:
(Loss)/earnings (basic)
-5
2
(loss)/earnings (diluted)
Net assets
4
9
Total assets
92
84
Statement of Cash Flows
For the period ended 31 December 2009
Operating activities
Interest earnings
115,806
82,032
Commission and other income
29,415
30,476
Lease income
524
301
Recoveries on loans previously written off
1,018
179
Interest paid
-41,733
-26,973
Interest expense
payment to employees and suppliers
-61,698
-43,011
Income Tax paid
-4,019
-3,378
Operating profit before changes in assets/ liabilities
39,313
39,626
Changes in operating assets/liabilities loans and advances
-213,433
-109,453
Advances under finance lease
-1,531
-3,625
Other assets
-140,957
-105,805
Trading securities
-42,200
-29,985
Managed funds
-5,339
Investment properties
-1,056
-12,958
Deposits, current and other accounts
89,818
250,225
Other liabilities
123,172
6,780
Insurance funds
152
349
Liability for administered funds
-11
-10
Net cash (used in)/from operating activities
-152072
35144
Financing activities:
Dividend paid
-11,580
-9,652
Consolidation expenses
-394
Net cash used in financing activities
-11580
-10046
Investing Activities:
Purchase of investments
-4,149
-1,843
(Acquisition)/Redemption of dated securities
85
789
Proceed from sales of investments
2,443
Proceeds from sale of fixed assets
32
224
Net cash used in investing activities
-11505
-4061
Net (Decrease)/increase in cash and cash equivalents
-175,157
21,037
Cash and cash equivalents at 1 April
386,938
365,901
Cash and cash equivalents at 31 March
211781
386938
Investment Valuation Ratios
Dividend Per Share
-0
Operating Profit Per Share (Rs)
Profitability Ratios
Operating Profit Margin(%)
Net Profit Margin
Return on Net Worth(%)
-1.24%
Return on Assets
-0.06%
Debt Equity Ratio
21
Net Interest Margin
Cost to income ratio
Capital Adequacy Ratio
0.05%
PBT Growth
-3.03%
PAT growth
-3.71%
PAT margin
-0.49%
PBT MARGIN
-0.45%
ROA
-0.06%
ROE
-1.24%
SHF Growth
-0.51%
Loan Growth
0.63%
Assets Growth
0.10%
Deposit Growth
0.13%
Loan to deposit
0.55%
Deposit to Assets
0.62%
Cost/Income (%)
Net Profit Margin (%)
-0.49%
Dividend yield
-0
P/E
-391,269
P/BV
0
Equity capital to deposits
0.08%
Loan-to-deposits (LTD)
0.55%
NPL Ratio (RHS)
BVPS (N)
Interest Income/Gross Earnings
Non-Interest Income/Gross Earnings
5.24%
Loan to Asset
0.34%
Cash Flow Indicator Ratios
Dividend Payout Ratio
0
Earning Retention Ratio
0.84%
Earnings Per Share
-0
Announcement Date
Agm Date
Book Closure
Address
--
2009-12-15
--
24th Nov, 2010
2010-12-16
--
Foreshams Hall, 8, Dipchirima Road, Old GRA, Maiduguri, Borno State
2nd Sept, 2011
2011-09-30
--
Thisday Dome, COZA Corporate TF 10, Metro Plaza Central Business District, Abuja at 11.00 am.
Bonus
Bonus Type
Announcement Date
Payment Date
Closure Date
1 for 6
--
--
--
2008-11-17
1 for 5
--
--
--
2007-11-22
1 for 10
--
--
--
2006-08-14
1 for 3
--
--
--
2005-08-24
1 for 3
--
--
--
2004-08-30
1 for 3
--
--
--
2001-07-23
Dividend
Dividend Type
Announcement Date
Payment Date
Closure Date
1.5
--
--
--
2001-07-23
1.25
--
--
--
2002-08-26
1.4
--
--
--
2004-08-30
1.4
--
--
--
2005-08-24
1
--
--
--
2006-08-14
1
--
--
--
2007-11-22
1
--
--
--
2008-11-17
Right Ratio
Face Value
Announcement Date
Record Date
Ex-right Date
Premium
5 for 9
6.81
29th Sept, 2011
2011-09-30
--
--
Old Face Value
New Face Value
Announcement Date
Ex-split Date
Meeting Date
Remark/Outcome