Balance Sheet as at 31 December 2012
Cash and balances with central banks
111,666
80,615
Due from other financial institutions
96,671
90,183
Loans and receivables from customers
540,380
486,905
Trading portfolio assets
2,264
64
Equity securities
6,434
8,753
Investment security held to maturity
208,518
148,556
Other financial assets
16,275
Investment in associates
30
2,133
Prepayment, accrued income & other assets
24,153
8,632
Intangible assets
1,764
806
Investment properties
1,627
1,842
Property plant and equipment
29,337
31,107
Assets classified as held for sale
39,722
Total Assets
1073828
914265
Customer deposits & other deposits
790,092
645,449
Due to other financial institutions
2,506
15,650
Other financial liabilities
16,588
Liability on investment contract
12,657
Liability on insurance contract
1,053
Borrowings from foreign & local banks
114,208
85,248
Current tax liability
1,167
984
Deferred tax liability
1,401
Accruals, deferred income & other liabilities
38,999
29,368
Retirement benefit liability
1,973
971
Liabilities directly associated with assets classified as held for sale
36,489
Total Liabilities
966934
814159
Ordinary share capital
6,609
6,609
Share premium account
65,548
65,548
Other reserves
33,899
25,145
Non-controlling interests
838
2,804
Total Liabilities and Equity
1073828
914265
Contingent liability
156930
141990
For the year ended 31 December 2012
Net interest income
44,502
45,122
Net fee and commission income
22,595
20,956
Operating expenses
-40,214
-42,315
Impairment charges and provisions for other liabilities and charges
-13,121
-26,591
Profit before taxation
16,510
2,842
Profit for the year from continuing operations discontinued operations
13396
2639
Loss before tax from discontinued operations
-752
-1,241
Tax expense relating to discontinued operations
98
Total profit after tax for the year
12,644
1,300
Non-controlling interest
-2
-295
Transfer to statutory reserve
1,897
784
Transfer to general reserve
10,747
516
Investment Valuation Ratios
Investment Valuation Ratios
Cash Flow Indicator Ratios
Equity capital to deposits
0%