Market Date: 24-05-2013  
Business Summary Management Board of Directors Joint Auditors Company Registrar Subsidiaries/Associates Capital Structure

   GUARANTY

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Index: 37350.53 878.10 2.41%
Business Summary Management Board of Directors Company Secretary Company Registrars Subsidiaries/Associates Joint Auditors Quote Login
Sector:
Financial Services
Sub-Sector:
Banking
Listing Date:
9th September, 1996
End of Accounting Year:
31 Dec
Share Outstanding:
29,431,179,224.00
NSE code
GUARANTY
AGM Date:
25-04-2013


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Affected:GUARANTY   Status: 1   Replies: 1
GTB Bonus For 2006 at 1:3
Good day, my bonus for the year ending 2006 at the rate of 2:3=3333 units declared by GTB has not been credited to my CSCS Account. I want my cscs account to be credited. Thanks. By MUHAMMAD CHAPA

Affected:GUARANTY   Status: 0   Replies: 1

No. Of Deals:   413.00

Volume Traded:   10,265,228.00

Value Traded:    297,902,611.73

52 Weeks High:  29.05

52 Weeks Low:    14.87

Open Price:    28.80

Close Price:    29.05

High Price:    29.35

Low Price:    28.66

Year To Date Appreciation:   123.46 

 

1 Week Change (%)

1 Month Change (%)

6 Months Change (%)

1 Year Change (%)

GUARANTY

8.96

15.23

46.35

84.56

NSE All-share Index

1.2

11.72

41.9

68.11

Quarterly Results For GUARANTY

19th April, 2013: 1st Quarter Results for the Period Ending 31-Mar-2013


Values
2013 N'm
2012 N'm
% Change
Profit & Loss Information
Gross Earnings
63,572
52,614
20.83%
Profit Before Tax
28,493
24,384
16.85%
Taxation
-5,935
-5,072
17.01%
Profit Or Loss After Tax
22,558
19,312
16.81%
Balance Sheet Information
Fixed Assets
62,089
60,886
1.98%
Loans & Advances
826,260
783,914
5.4%
Cash & Bank Balances
241,561
276,856
-12.75%
Deposits
1,227,379
1,172,057
4.72%
Other Debit Balances
186,490
162,922
14.47%
Net Assets
307,954
283,441
8.65%
  VALUATION MEASURES
Market Cap :
854,975,756,457.20
EPS:
0.77
P/E:
37.90
Book Value :
N/A
Book Value Per Share :
N/A
Price/Book
N/A
  FINANCIAL HIGHLIGHTS
  Fiscal
Fiscal Year End
31 Dec
Most Recent Quarter
1st Quarter
  Profitability
Profit Before Tax Margin
44.82
Profit After Tax Margin
35.48
Profit Before Tax Growth
16.85
Profit After Tax Growth
16.81
  Management Effectiveness
Return On Assets
0.01
Return On Equity
0.07


  INCOME STATEMENT
Revenue:
N63,572.00(mln)
Revenue Per Share :
2.16
Revenue Growth :
20.83%
   Balance Sheet
Total Cash
241,561.00
Shareholder Fund Growth
8.65%
Loan Growth
5.40%
Deposit Growth
4.72%
Fixed Asset Growth
1.98%
  Dividends & Splits
Dividend:
1.30 (2013-04-11)
Bonus Declared
1 for 4 (2011-04-07)
  TRADING INFORMATION
  Stock Price History
52-week Change:
84.56%
52-week Change
(relative to NSE Index)
68.11%
52-Week High:
29.05
52 Week Low :
14.87
50-Day Moving Average :
25.69
200-Day Moving Average:
22.44
  Share Statistics
Ave. Volume (3 month):
16,750,370.53
Ave. Volume (10 days):
13,733,229.30
Shares Outstanding:
29,431,179,224.00
Daily Volume
10,265,228.00


GTBANk Plc
Balance Sheet as at 31 December 2012
Assets employed
2012
2011
Cash and cash equivalents
322,989,480
368,282,477
Loans and advances to banks
4,864,824
158,616
Loans and advances to customers
779,050,018
706,893,133
Financial assets held for trading
271,073,896
173,297,556
Investment securities:– Available for sale
15,765,789
3,744,970
Investment securities:– Held to maturity
129,490,810
161,196,356
Assets pledged as collateral
31,203,230
45,588,084
Property and equipment
60,886,728
57,510,622
Intangible assets
1,772,176
1,006,470
Deferred tax assets
991,791
96,820
Other assets
116,789,118
81,098,341
1734877860
1598873445
Assets classified as held for sale and discontinued operations
9,779,201
Total assets
1734877860
1608652646
Financed by
Deposits from banks
23,860,259
37,229,029
Deposits from customers
1,148,197,165
1,026,119,419
Other liabilities
80,972,096
52,323,162
Current income tax liabilities
15,630,973
14,062,596
Deferred tax liabilities
3,288,196
3,407,652
Debt securities issued
86,926,227
145,767,516
Other borrowed funds
92,561,824
93,230,139
1451436740
1372139513
Liabilities included in assets classified as held for sale and discontinued operations
6,119,979
Total liabilities
1451436740
1378259492
Equity
Capital and reserves attributable to equity holders of the parent entity
Share capital
14,715,590
14,715,590
Share premium
123,471,114
123,471,114
Treasury shares
1,071,695,110
1,071,695,110
Retained earnings
41,380,776
25,130,520
Other components of equity
104,651,663
67,121,427
282172429
228391937
Non-controlling interests in equity
1,268,691
2,001,217
Total equity
283441120
230393154
Total equity and liabilities
1734877860
1608652646
PROFIT AND LOSS ACCOUNTS
For the year ended 31 December 2012
Gross Earnings
221,940
182,408
Interest income
1,70,295,193
126,471,509
Interest expense
1,034,132,362
1,045,761,465
Net interest income
130685731
98491150
Loan impairment charges
-738,786
1,054,238,412
Net interest income after loan impairment charges
129946945
78987738
Fee and commission income
44,320,753
43,518,522
Fee and commission expense
-1,591,016
-1,837,536
Net fee and commission income
42729737
41680986
Net gains/(losses) on financial instruments classified as held for trading
3,940,524
6,843,478
Other income
3,383,611
5,575,053
Net impairment loss on financial assets
-96,869
1,072,560,470
Personnel expenses
1,047,775,763
1,051,367,466
General and administrative expenses
1,051,336,349
1,052,120,714
Operating lease expenses
1,072,950,391
-677,886
Depreciation and amortization
1,064,850,028
1,066,133,609
Other operating expenses
1,054,920,564
1,056,197,698
Profit before income tax
103027923
62080206
Income tax expense
1,057,400,781
1,059,464,756
Profit for the year from continuing operations
86,686,880
47,803,138
Profit for the year from discontinued operations
609,077
3,938,482
Profit for the year
87295957
51741620
Profit attributable to: Equity holders of the parent entity (total)
86,958,135
51,203,738
Profit for the year from continuing operations
86,398,355
47,516,359
Profit for the year from discontinued operations
559,780
3,687,379
Non-controlling interests (total)
337,822
537,882
Profit for the year from continuing operations
288,525
286,779
Profit for the year from discontinued operations
49,297
251,103
87295957
51741620
Earnings per share Basic
3
2
Diluted
3
2
Statement of Cash Flows
For the period ended 31 December 2012
Cash flows from investing activities
Sale/(purchase) of investment securities
20,658,211
924,864,523
Dividends received
139,934
245,956
Purchase of property and equipment
1,058,820,547
1,055,494,375
Proceeds from the sale of property and equipment
3,046,542
728,302
Purchase of intangible assets
1,072,601,195
-122,460
Purchase of investment properties
-31,983
1,072,699,607
Proceeds from disposal of investment properties
268,284
886,498
Cash inflow on disposal of subsidiaries
3,500,000
13,733,466
Cash outflow on disposal of subsidiaries
1,069,966,113
1,069,552,733
Net cash provided by/(used in) investing activities
7743371
-156884296
Cash flows from financing activities
Increase in debt securities issued
74,777,917
Rdebpta ysmeceunritt ioefs d isesbute sdecurities issued
1,018,242,288
Repayment of long term borrowings
1,067,024,621
1,068,051,835
Increase in long term borrowings
6,346,270
73,859,945
Finance lease repayments
-503,378
-446,612
Inflow for improvement in leased asset
2,297,739
Proceeds from share issue
4,536,897
Purchase of treasury shares
1,073,210,333
Sale of treasury shares
47,380
Dividends paid to owners
1,041,367,526
1,049,750,087
Dividends paid to non-controlling interest
-39,088
-389,669
Increase in non-controlling interest
59,678
Net cash provided by financing activities
-88727555
124470380
Net (decrease) /increase in cash and cash equivalents
1,028,907,836
94,380,833
Cash and cash equivalents at beginning of period
369,105,219
273,074,591
Effect of exchange rate fluctuations on cash held
1,072,460,073
1,649,795
Cash and cash equivalents at end of the year
322989480
369105219
Investment Valuation Ratios
Investment Valuation Ratios
Dividend Per Share
-0
Profitability Ratios
Return on Net Worth(%)
0.31%
Return on Assets
0.05%
Debt Equity Ratio
5%
Net Interest Margin
-3%
Capital Adequacy Ratio
0.16%
PBT Growth
1%
PAT growth
1%
PAT margin
393%
PBT MARGIN
464%
ROA
0.05%
ROE
0.31%
SHF Growth
0%
Loan Growth
0%
Assets Growth
0%
Deposit Growth
0%
Loan to deposit
1%
Deposit to Assets
1%
Cash Flow Indicator Ratios
Earning Retention Ratio
1%
Earnings Per Share
0
Announcement Date
Agm Date
Book Closure
Address
1st April, 2010
2010-05-05
2010-04-20
22nd March, 2011
2011-04-21
2011-04-07
Shell Hall Muson Center Onikan Lagos
16th March, 2012
2012-04-19
2012-03-29
To be Communicated.
2nd April, 2013
2013-04-25
2013-04-11
Eko Hotel and Suites, Plot 1415, Adetokunbo Ademola, Victoria Island, Lagos
Bonus
Bonus Type
Announcement Date
Payment Date
Closure Date
1 for 4
--
--
--
2009-05-06
1 for 11
--
--
--
2008-06-10
1 for 4
--
--
--
2007-05-02
1 for 3
--
--
--
2006-05-02
1 for 5
--
--
--
2003-05-13
1 for 4
--
--
--
2002-04-25
1 for 11
--
--
--
2008-06-10
1 for 4
--
--
--
2007-05-02
1 for 3
--
--
--
2006-05-02
1 for 5
--
--
--
2003-05-13
Dividend
Dividend Type
Announcement Date
Payment Date
Closure Date
1.30
FINAL
2nd April, 2013
2013-04-25
2013-04-11
0.25
INTERIM
30th August, 2012
2012-10-02
2012-09-05
0.85
FINAL
16th March, 2012
2012-04-19
2012-03-29
O.25
INTERIM
12th August, 2011
2011-09-09
2011-08-26
0.75
FINAL
22nd March, 2011
2011-04-11
2011-04-07
0.25
INTERIM
13th August, 2010
2010-08-31
2010-08-18
0.75
FINAL
--
--
2010-04-20
0.33
--
--
--
2001-10-15
0.5
--
--
--
2002-04-25
0.25
--
--
--
2002-10-29
Right Ratio
Face Value
Announcement Date
Record Date
Ex-right Date
Premium
Old Face Value
New Face Value
Announcement Date
Ex-split Date
Meeting Date
Remark/Outcome
`
0000-00-00
To consider its Audited Financial Statements for the year ended December 31, 2010.
`
2012-01-25
To consider the Audited Financial Statements for the financial year ended December 31, 2011. Issues relating Dividend.
`
2012-07-18
To consider the Audited Financial Statements for the half-year ended June 30th, 2012.