Operating profit
277176
168990
Share of profit of associates
246
36
Profit before income tax
277422
169026
income tax expenses
-70,582
-37,207
Profit for the year
206840
131819
Equity holders of the parent company
182,207
112,716
Non-controlling interest
24,633
19,103
Earnings per share for profit attributable to equity holder of the parent company during the year:
Cash Flow as at December 31, 2011
Cash flow afrom operating activities
Interest income received
878,493
697,084
Interest expenses paid
-295,103
-222,313
Dividend received
4,209
2,587
Net fee and commission receipts
396,013
320,620
Net trading and other incomes
223,754
135,341
Cash payments to employees and suppliers
-762,398
1,073,184,681
Income taxes paid
-90,655
-53,692
Changes in operating assets and liabilities:
- Net decrease /(increase) in trading assets
5,233
666
- Net decrease/(increase) in derative financial assets
1,389
17
- Net decrease /(increase) in other treasury bills
-176,847
-7,584
- Net decrease /(increase) in loans and advances to banks
1,072,997,183
-254,411
- Net increase in loans and advances in customers
-520,111
-628,616
- Net increase in pledged assets
-97,446
-
- Net (increase)/decrease in other assets
22,625
-107,099
-Net increase in mandatory reserve deposits
-104,858
-98,429
- Net increase in other deposit
119,181
50,918
- Net increase in amounts due to customers
965,096
1,452,126
- Net (decrease) / increase in derivative liabilities
357
-109
- Net (decrease) /increase in other liabilities
-2,732
40,499
Net cash from / (used in) operating activities
-178441
770462
Cash flows from investing activities
Acquisition of subsidiaries, net of cash acquired
1,076,600
3,122
Purchase of software
-56,294
-5,409
Purchase of property and equipment
-109,298
-83,235
Proceeds from sale of property and equipment
30,364
13,574
Purchase of investment securities
1,070,527,853
-2,724,432
Proceeds from sale and redeption of securities
2,185,353
2,338,776
Net cash used in investing activities
-87246
-457604
Cash flows from financing activities
Proceeds from/(payment of) borrowed funds
719,285
-27,927
Proceeds of subscription of ordinary shares
3,493
14,520
Dividends paid to non-controlling shareholders
-15,319
-13,469
Dividends paid
-39,653
-29,745
Net cash from/(used in) financing activities
667806
-56621
Net (decrease)/increase in cash and cash equivalents
402119
256237
Cash and cash equivalents at start of year
1,191,824
1,016,726
Effects of exchange differences on cash and cash equivalents
-263,347
-81,139
Cash and cash equivalents at end of year
1330596
1191824
Balance Sheet as at December 31, 2011
Cash and balances with central banks
1,707,380
1,126,222
Treasury vills and other eligible bills
745,943
588,922
Loans and advances to banks
2,558,590
1,613,322
Derivative financial instruments
8,611
10,000
Reinsurances assets
3,282
-
Loans and advances to customers
7,359,940
5,264,184
Investment securities: available-for-sale
2,697,911
893,125
Investment in associates
3,436
3,181
Intangible assets
460,510
28,168
Property and equipment
820,366
464,289
Investment property
72,177
12,948
Deferred incometax assets
38,752
35,734
Other assets
585,998
419,973
Total assets
17161912
10466871
Deposit from other banks
936,612
372,384
Due to customers
12,076,495
7,924,585
Other deposits
170,099
50,918
Derivative financial instruments
10,270
9,913
Insurance liabilities
3,282
-
Borrowed liabilities
1,403,021
225,975
Other liabilities
1,040,294
518,964
Current income tax liabilities
42,992
35,933
Deffered income tax liabilities
3,328
27,442
Retirement benefit obligations
16,183
8,147
Total liabilities
15702576
9174261
Capital and reserves attributable to the equity holders of the parent entity
Share capital
1,080,186
866,709
Retained earnings and reserves
274,019
288,638
Non-controlling interest in equity
105131
137263
Total Equity
1459336
1292610
Total liabilities and equity
17161912
10466871
Investment Valuation Ratios
Profit Before Interest And Tax Margin(%)
1215726%
Return On Net Worth(%)
0.26%
Liquidity And Solvency Ratios
Cash Flow Indicator Ratios
Earning Retention Ratio
1.10%